Own your home free and Clear: This is a phrase every owner covets, when they can finally get back the money borrowed to buy their own home and immediately.

Usually, a refinance mortgage application ask for the following information. * Information on employment may include information such as the position of the applicant's monthly income, and length of employment.

- Closure: After the loan is approved, the file is sent to the Ministry of closing and funding.
Certain criteria or conditions must be met, or meet to benefit from the advantages offered by the President of the refinancing program.

Converting the variable interest rate to fixed rate you make your self peace of mind by getting a fixed monthly payment for the duration of the loan and not worry about changing interest rates or volatility markets.

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Louie Latour has twenty years of experience in the mortgage industry as a mortgage broker.